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How Solo sounds, and what it says

One place for the voice, the positioning, the subbie's own words and every line we might use, each marked ready to test, needs the Claims Register, or blocked. It pulls together Valla's brief, our research and the drafts spread across the other plans.

Prepared by Greg Dickson 23 September 2026 For Sam, Lena, Khristina, Viktor and Luke Confidential — under NDA
01Where does this come from?

Valla's brief, 150 subbies' own words, and one missing document

SourceWhat it gives usStatus
Solo Marketing Brief v0.2 (Valla, Sept 2026)The tone line, four messaging pillars, the segments by CIS rate, the Free-tier hook and a summary of the red linesValla's own. Its pillars are marked "drafts to test"
Voice-of-customer research (15 Sept)150 sourced quotes from subbies, partners and accountants: their words, fears and price ceilingResearched, sourced line by line
Valla's Terms and Conditions (v1.1, 8 Sept)Product facts we can say plainly: no bank feed, never holds or moves money, MTD-ready records but no filing to HMRCValla's own, public
The six-month, website and PR plansFive angles to test, nine angles rated for claims risk, three PR themes, the landing page structureOur drafts
The naming work (Sept)The voice rules ("a site foreman, not a fintech") still hold. The name-specific lines are parkedRules kept, lines parked
Solo Claims Register v0.2The rulebook every line goes throughNot yet received. Every status here is our reading of the brief's summary

How to read the statuses: Ready to test a product fact in low-risk words, which still gets a quick register check before it goes live. Needs register fine in principle, but the wording sits near a red line. Blocked not until something changes (a product fact, HMRC recognition, a ruling). Parked belongs to a name we're not using.

The product is called "Solo" throughout, because that's what the brief uses. The team has been using "Zebra / Z Solo", and the name isn't settled. The voice and the lines don't depend on it; the store title and sign-offs do.

02What is Solo, in one breath?

The money side of the trade, on the phone in your pocket

For UK subbies paid under CIS, and whoever does their books, Solo is the app that handles the money side of the trade: invoices with labour, materials and your deduction worked out before you send, the statements from your contractors in one place, and your records kept ready for the quarter. Unlike general accounting apps built for office workers, it's built around how subbies actually get paid, and it's free to start.

That's the internal positioning, the sentence everything else has to fit. It isn't a public line: "unlike general accounting apps" stays internal because we don't compare publicly.

One-liners to test

LineUseStatus
The money side of the trade, sorted.Store description opener, About page, creator introsReady to test
Invoice. Get paid. Know what's been stopped.Ad sign-off, landing hero support lineNeeds register
CIS paperwork for subbies. Free to start.Search ads, store subtitle alternativeReady to test

Who we're up against, and who we're not

The enemyThe shoebox of receipts. Invoices on WhatsApp. Chasing payslips. Finding out in April what you should have known in October.
Never the enemyHMRC (we explain the rules, we don't fight them). Accountants (Plus sells their review, and they're a channel). Named competitors (the register forbids it).
03How does Solo sound?

A site foreman, not a fintech

Valla's brief sets it: "Plain trade English, dry humour welcome, zero fintech buzzwords." Here's what that means in practice, with the same idea said both ways.

1 · Plain and short

Like thisLabour on one line. Materials on another. Your deduction worked out before you send.
Not thisStreamline your invoicing workflow with automated CIS compliance.

2 · Dry, never jokey

The humour is in the observation, never at the subbie's expense and never at HMRC's.

Like thisNobody picked up a trowel for the paperwork.
Not thisTaxes got you like 😩? We've got you! 🙌

3 · On their side, calm about the rules

Like thisFrom April 2027, if you earn over £30,000, you'll send HMRC an update every quarter. Here's what that means for a subbie.
Not thisHMRC is coming for your money. Don't get caught out!

4 · Straight about money

One price table, shown once, "+VAT" every time. Say what's free and what isn't, and what happens after the trial.

Like thisFree: £0, no card. Standard: £25 a month +VAT. Your first month has everything; after that you drop to Free unless you choose otherwise.
Not thisFrom just 83p a day!*

5 · Honest about what we are

Like thisWe're the app, not your accountant. We work out the numbers and keep the records; the tax is still yours.
Not thisNever worry about tax again.
Three habits that follow from this

The pain is the headline, the name is the sign-off. "See what you'll be paid before you send it", then the name. Rate-specific copy goes only to that group: never assume everyone's on 20% (the brief's rule F9). Say it the way they say it first, then the proper term: "payslip" before "payment and deduction statement".

04Whose words do we use?

Theirs first, the correct term second

From 150 sourced quotes on forums, app reviews and accountants' Q&As. Accountant terms like "CIS suffered", "verification" and "gross up" never appeared in subbies' own words.

They sayThe proper termHow we use it
"stopped", "taken"deductedHeadlines say "stopped"; body copy explains deduction
"the 20%", "the 30%"standard / higher deduction rateOnly to the matching segment; "your rate" when we don't know
"payslip"payment and deduction statementSay both the first time
"rebate"repayment through Self AssessmentWe don't use it in marketing. It's the refund promise the register rules out
"the tax man"HMRCHMRC in copy; fine in a creator's own mouth
"subbie", "sparky", "chippy", "brickie", "spark"subcontractor, electrician, carpenter, bricklayerUse in social and creator content; "subcontractor" in the store listing for search
"doing the books", "OH/DH does my books"bookkeeping"Whoever does the books", which speaks to partners without assuming who they are

Words we don't use

Fintech: seamless, streamline, empower, solution, platform (in consumer copy), workflow, effortless, revolutionise, compliance as a benefit. Red-line words: refund, rebate, reclaim, overpaying, "save you money", guaranteed, HMRC-approved, HMRC-recognised, MTD-compatible, "we file for you", "never worry about tax".

What they fear, and what we can honestly say back

Fear (from the research)What we can sayStatus
An app getting into their bank account"We never connect to your bank." Valla's Terms: "We do not connect to your bank"Ready to test
Handing over a Government Gateway password"We never ask for your Government Gateway password."Blocked until Valla confirms it's true
Why an app wants their UTRA plain explanation on the landing page and in onboarding (see section 07)Needs register
Another subscription"Free. No card." with the trial explainedReady to test
Money going through a stranger"We never touch your money. You pay and get paid from your own bank." From the TermsNeeds register (the brief's red line on money)
05What are the core messages?

One promise, four pillars, each with its proof

The money side of the trade, sorted, and free to start.

1 · Get it right on the invoice

Brief: "Invoices contractors actually accept." Ours: "See what you'll be paid before you send it."

Proof: labour and materials split, deduction at your verified rate shown before sending (brief §2). No live UK ad says this (0 Meta ads for "CIS invoice"). Reviews complain mainstream apps "can't put a minus figure in".

2 · Know where it went

Brief: "Know where your CIS money went." Ours: "Every payslip in one place."

Proof: statements from contractors and the CIS pot (brief §2, Free tier). Caution: "every payslip" is only true for contractors on Hub unless Valla confirms otherwise.

3 · Free to start, built for subbies

Brief: "Free to start. No card." Ours: "Built for subbies, not office workers."

Proof: the Free tier (£0, no card, invoicing and statements). "Built for office workers, not tradespeople" is a direct review quote about other apps.

4 · Ready for the quarter

Brief: "Quarter-end without the shoebox of receipts."

Proof: expenses by category, quarterly summaries, MTD-ready records (Terms §3). Timing: leads January to March, with the £30,000 threshold arriving in April 2027. Never implies filing: the Terms say Solo doesn't submit to HMRC.

Pillars 1 and 3 carry the launch. Pillar 2 grows as more contractors join Hub. Pillar 4 is seasonal.

06What do we say to each group?

Same voice, a different first sentence

WhoTheir situationLead lineStatus
The invoicing subbie (20%, the majority)Invoices on paper or WhatsApp; working out the deduction by handSee what you'll be paid before you send it.Ready to test
The payslip subbieHands in hours, gets a "payslip" or a text; loses themEvery payslip in one place.Blocked until statements from non-Hub contractors are confirmed
Stuck on 30%New starter, no UTR yet, or a record mismatchOn 30%? See it on every invoice, and know what's been stopped.Needs register (the brief's own "overpaying" and "that's your money" are out)
Gross statusNo deductions; sets tax aside themselvesNot a launch audienceLater
Whoever does the books (often a partner)Googles for days; does the setup and asks the questionsWhoever does the books can set it up in minutes.Needs register ("in minutes" needs timing evidence; drop it if not)
Invited by a contractorContractor is on Hub and sends an inviteYour contractor's on Hub. Join free and invoice them in the app.Ready to test
Accountants and bookkeepersSet up clients' software; wary of apps that go around themYour subbie clients' invoices and statements, tidy before they reach you.Needs register (Plus = accountant review, so never position against them)
07What does it look like in each place?

Worked examples, channel by channel

Drafts to show the voice at work, not approved copy. Every one goes through the register before use.

Meta ad · invoicing subbiePrimary text: Labour on one line. Materials on another. Your CIS deduction worked out before you hit send. Free to start, no card.HeadlineSee what you'll be paidDescriptionCIS invoicing app for subbies
Google search ad · "cis invoice template"Headlines (30 max): CIS Invoices on Your Phone · Deduction Worked Out for You · Free to Start, No CardDescription (90 max)Split labour and materials. See your CIS deduction before you send. Free for subbies.
App StoreName (30): Solo: CIS Invoices for Subbies
Subtitle (29): Deductions worked out for youGoogle Play short description (79)Invoice contractors with your CIS deduction worked out. Free to start, no card.

Other apps already use "Solo" in this space (Kletta Solo, Dext Solo, ApariSolo), so the descriptor carries the search terms either way.

Landing page heroSee what you'll be paid before you send it.
CIS invoices with labour, materials and your deduction worked out, and your contractors' statements in one place. Free. No card.ButtonsApp Store · Google Play (QR code on desktop)
Onboarding · why we ask for your UTRYour UTR lets your contractor check your CIS rate with HMRC, so every invoice shows the right deduction. We never connect to your bank, and we never touch your money.

Needs a product check: who runs verification, and exactly when.

Creator brief · the musts and neversMust: show a real invoice being made on site; say "free to start, no card"; label it #ad; use your own words.
Never: mention refunds, rebates or "getting money back"; say HMRC approves it; name other apps; promise it saves tax.
Press quote · the shape, not the wordsOne sentence from lived experience (how payslips actually get handled), one sentence on the change (right to work, MTD), one sentence on what Solo does, in plain words.

Quotes are written by Luke, Lena and Sam in their own words and approved by them. We never draft words for a real person to sign as their own.

Note for accountants to forward to clientsIf you're a CIS subbie, this free app puts labour, materials and your deduction on every invoice, and keeps your contractors' statements together, so your records reach us tidy.
08How do we say the risky things safely?

Talk about the record, never the outcome

TemptingWhy notSay instead
"Get your CIS refund"Tax-outcome promise; refunds aren't in the product"Every deduction recorded, ready for your tax return."
"Stop overpaying"Implies an outcome; the rate is HMRC's"Know your rate, and see it on every invoice."
"That's your money"Refund framing"Know what's been stopped."
"HMRC-approved"Not true; recognition means something narrowerNothing, until recognised. Then only HMRC's exact wording
"MTD-compatible"HMRC's software finder isn't taking new products for 2026–27"MTD-ready records" (the Terms' own words)
"Right-to-work checks built in"The brief puts it in the register's conditional section: not in ads yetIn PR only as an explainer of the new rule, with no product claim
"CIS already takes the 20%"Assumes everyone's on 20% (rule F9)"CIS already takes its cut. The paperwork's still yours."
"Never worry about tax again"Outcome promise; the tax is still theirs"The numbers worked out, the records kept."
"Better than [competitor]"Named comparison"Built for subbies, not office workers."
"£25 a month"Price without VAT"£25 a month +VAT"
09Which lines can we use today?

The line library

Every candidate line from the brief, the plans and the naming work, in one list. Filter by status.

LineFromWhy this statusStatus
See what you'll be paid before you send it.Six-month planProduct fact (brief §2)Ready to test
Free. No card.Six-month planFree tier (brief §4)Ready to test
Invoice your contractors. £0. No card.Brief §4Valla's own hookReady to test
Free to start. No card.Brief §5Valla's pillarReady to test
Built for subbies, not office workers.Six-month planNo competitor named; from reviewsReady to test
Labour on one line. Materials on another. Your deduction worked out before you send.This pageProduct factReady to test
The money side of the trade, sorted.This pageDescribes scope, no outcomeReady to test
We never connect to your bank.Terms §3–4In Valla's published TermsReady to test
Your contractor's on Hub? Join free.Plan (invite route)Product factReady to test
Nobody picked up a trowel for the paperwork.This pageTone line, no claimReady to test
The rules around subbies are changing. Here's what it means for you.PR planExplainer framingReady to test
Invoices contractors actually accept.Brief §5Needs evidence that they doNeeds register
Know where your CIS money went.Brief §5"Money" edges towards outcomeNeeds register
Know what's been stopped.Six-month planRecord framing, their wordNeeds register
Quarter-end without the shoebox of receipts.Brief §5Must not imply filingNeeds register
On 30%? See it on every invoice, and know what's been stopped.This pageSegment-only; replaces the brief's "overpaying" framingNeeds register
Still on 30%?Brief §5Segment-only (rule F9)Needs register
Whoever does the books can set it up.Six-month planSetup claim; fine if onboarding allows itNeeds register
Every deduction recorded, ready for your tax return.This pageSafe version of the refund ideaNeeds register
MTD-ready records.Terms §3MTD wording is gatedNeeds register
CIS already takes its cut. The paperwork's still yours.Audience research (reworded)MTD empathy, Jan–MarNeeds register
We never touch your money.Terms §4Brief red line on money topicsNeeds register
Ready for April, without the shoebox.Audience researchOne word from a refund promiseNeeds register
Every payslip in one place.Six-month planOnly true for Hub contractors until Valla confirmsBlocked
We never ask for your Government Gateway password.Audience researchNot yet confirmed as trueBlocked
Right-to-work checks built in.Product (brief §2)Register conditional: not in ads yetBlocked
MTD-compatible / submit to HMRC from the app.Not true; finder closed for 2026–27Blocked
Still on 30%? That's your money.Naming workRefund framingBlocked
Stop overpaying every week.Brief §3 (audience note)Outcome promiseBlocked
Claim your CIS rebate.Refunds aren't in the productBlocked
Compl. Sorted. · Compl. Get paid. Get on.Naming workName not in useParked
We took the Y out of comply. Because it just happens.Naming workName not in useParked
"Quietly done" (anthem)Identity workTied to the Compl identity; the idea could move to any nameParked
10What does Valla need to rule on?

Five places where our sources pull in different directions

  1. The brief's own words against its red lines. The brief describes the 30% group as "overpaying every single week" and the 20% group's pain as "year-end reclaim". Both are true descriptions of the pain, but in an ad they read as outcome promises. We've kept them out of copy. Is that the right reading of the register?
  2. Right to work. The product does a passport-based check at sign-up; the brief says it can't appear in ads yet. The PR plan's 1 October story explains the new rule without claiming the product does it. Can PR go further once the check is live?
  3. "Quarterly reports" and "submission receipts". The brief's product description mentions submissions; the Terms say no filing to HMRC. Which is current? Until we know, copy says "MTD-ready records".
  4. The price anchor. The brief says subbies pay an accountant £40–80 a month; our research found £100–300 a year, and "under a tenner" a month as the ceiling. It matters for how £25 +VAT lands, and for whether we lead with Free (we do).
  5. The name. The brief says Solo as a standalone brand with a sunrise theme; the team uses "Zebra / Z Solo". The store title, handles and sign-off line wait on it, and "Solo" is already used by three apps in the same space.
11What do we need to finish it?

Four documents and two answers

  1. The Solo Claims Register v0.2. Every status on this page is provisional without it.
  2. Lena's research on real wrong invoices (Confluence). The best source of true, specific hooks.
  3. The "Hubs & Subs — MTD for builders only" creative the brief names as the tone reference.
  4. The pricing PDF (CIS_Portal_Pricing_EN.pdf), to check every price line.
  5. Does the app ever ask for a Government Gateway login? If not, "we never ask for it" is one of our strongest trust lines.
  6. Can Solo hold statements from contractors who aren't on Hub? That decides whether "every payslip in one place" is usable.

Once the register arrives, every line gets a final status and the approved set becomes the copy bank for ads, the store listings, the landing page and creator briefs.

12Sign-off & feedback

Does this sound like Solo?

Tick it if the voice is right, or tell us which lines and rules you'd change. Rulings on section 10 can go in the box too.

Sent straight to Greg — one click, no email app needed.